BeneCare Dental Plans At-A-Glance
BeneCare strives to offer dental plans that preserve or even increase benefits while reducing costs. Our model maintains the doctor’s natural incentive to provide care but, by incorporating consensus on what is appropriate treatment, ensures that the premium or care costs and administrative fees paid by a group are used to maximize health outcomes. Dealing with this complex problem through thoughtful, continuous, incremental change has allowed us to evolve a comprehensive approach that treats the patient, the provider and the plan sponsor with equal fairness.
BeneCare offers a variety of dental assistance plans for employer groups of 25 and larger in Connecticut, Maryland, New Jersey, and Pennsylvania. Our existing clients include State Health Benefit Programs, County and Municipal Governments, members eligible under Multi-Employer Health and Welfare Funds, School Boards, and numerous and diverse programs for medium and small businesses.
Fully Insured Dental Assistance Plans
Our programs are tailored to each plan sponsor so that they can maximize their benefit while minimizing costs.
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Typically, we are able to duplicate plan coverage at 15-20% lower premiums
than traditional insurance companies.
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Plan purchasers have access, at no additional cost, to one of the most sophisticated
reporting and utilization management systems in the industry.
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BeneCare has a large dentist network available to your group members.
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BeneCare’s sophisticated plan administration system enables us to
implement any program that a plan purchaser might wish to create.
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Patients may choose general dentists or specialists with no restrictions.
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All Plans are flexible.
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Different family members may see different doctors.
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Administrative costs are defined and limited.
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Covered individuals may change doctors at any time
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Dentists assume the risk to operate the plan created for purchasers
within fixed premiums.
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High levels of out-of-network coverage are also provided.
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Premium rates are guaranteed for up to three years.
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Plan renewals are often at or below the Consumer Price
Index, much lower than traditional health care renewal rates.
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Administrative Services for Self Funded Groups
BeneCare handles all of the enrollment and eligibility, claims administration, payment processing and dentist network management for a large number of self funded dental plans.
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Self funded clients have access to all of BeneCare’s sophisticated reporting and utilization management systems.
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BeneCare’s sophisticated plan administration system enables us to implement any program that a plan purchaser might wish to create.
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BeneCare provides access to its existing large commercial network of dentists or we can recruit a network specifically for a group.
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Administrative rates often are guaranteed for up to three years, and are extremely competitive.
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Patients may choose general dentists or specialists with no restrictions.
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Covered individuals may change doctors at any time.
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Different family members may see different doctors.
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