BeneCare Dental Plans At-A-Glance
BeneCare strives to offer dental plans that preserve or even increase
benefits while reducing costs. Our model maintains the doctor's natural
incentive to provide care but, by incorporating consensus on what is
appropriate treatment, ensures that the premium or care costs and
administrative fees paid by a group are used to maximize health outcomes.
Dealing with this complex problem through thoughtful, continuous,
incremental change has allowed us to evolve a comprehensive approach that
treats the patient, the provider and the plan sponsor with equal fairness.
BeneCare offers a variety of dental assistance plans for employer groups
of 25 and larger in Connecticut, Maryland, New Jersey, and Pennsylvania.
Our existing clients include State Health Benefit Programs, County and
Municipal Governments, members eligible under Multi-Employer Health and
Welfare Funds, School Boards, and numerous and diverse programs for medium
and small businesses.
Fully Insured Dental Assistance Plans
Our programs are tailored to each plan sponsor so that they can maximize
their benefit while minimizing costs.
|
Typically, we are able to duplicate plan coverage at 15-20%
lower premiums than traditional insurance companies.
|
Plan purchasers have access, at no additional cost, to one of the
most sophisticated reporting and utilization management systems
in the industry.
|
|
BeneCare has a large dentist network available to your group
members.
|
BeneCare's sophisticated plan administration system enables us
to implement any program that a plan purchaser might wish to create.
|
|
Patients may choose general dentists or specialists with no
restrictions.
|
All Plans are flexible.
|
|
Different family members may see different doctors.
|
Administrative costs are defined and limited.
|
|
Covered individuals may change doctors at any time.
|
Dentists assume the risk to operate the plan created for
purchasers within fixed premiums.
|
|
High levels of out-of-network coverage are also provided.
|
Premium rates are guaranteed for up to three years.
|
|
Plan renewals are often at or below the Consumer Price Index,
much lower than traditional health care renewal rates.
|
|
Administrative Services for Self Funded Groups
BeneCare handles all of the enrollment and eligibility, claims
administration, payment processing and dentist network management
for a large number of self funded dental plans.
|
Self funded clients have access to all of BeneCare's
sophisticated reporting and utilization management systems.
|
BeneCare's sophisticated plan administration system enables
us to implement any program that a plan purchaser might wish
to create.
|
|
BeneCare provides access to its existing large commercial
network of dentists or we can recruit a network specifically
for a group.
|
Administrative rates often are guaranteed for up to three
years, and are extremely competitive.
|
|
Patients may choose general dentists or specialists with no
restrictions.
|
Covered individuals may change doctors at any time.
|
|
Different family members may see different doctors.
|
|